Resources & Blog

Practical financial insights and tools for Nigerian business owners.

Featured Resources

Essential Checklist PDF Download

A Checklist for Business Owners

Essential checklist covering key financial, operational, and strategic areas every Nigerian business owner should monitor for sustainable growth and compliance.

Business Structure vs Busy - Strategic business planning illustration
Business Strategy September 14, 2025

Is Your Business Structured or Just Busy?

Discover the difference between being busy and being productive. Learn how to structure your business for sustainable growth and success.

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Cash Flow Management - Revenue vs Profit analysis
Guide April 12, 2025

5 Essential Cash Flow Management Tips for Nigerian Startups

Learn practical strategies to manage your business cash flow effectively, even in challenging economic conditions.

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Accounting Software - Choosing the right solution for Nigerian businesses
Comparison April 5, 2025

Choosing the Right Accounting Software for Your Nigerian Business

A comprehensive comparison of popular accounting software options available in Nigeria, with pros and cons.

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Tax Compliance - FIRS and LIRS compliance guide for SMEs
Guide March 28, 2025

Understanding FIRS/LIRS Compliance for Small Businesses

A simplified guide to meeting tax requirements in Nigeria and avoiding common compliance pitfalls.

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Free Financial Templates

Download these free templates to help organize your business finances. No need to start from scratch!

Simple Cash Flow Tracker

Track your weekly and monthly cash flow with this easy-to-use Excel template.

Download Template

Invoice & Receipt Templates

Professional invoice and receipt templates customized for Nigerian businesses.

Download Template

Expense Categorization Tracker

Keep track of your business expenses in clear categories for better analysis.

Download Template

Latest Blog Posts

Business Growth - Budget planning and financial preparation
Business Growth April 10, 2025

How to Prepare Your Nigerian Business for External Funding

Learn the essential steps to get your business financial records in order before approaching investors or lenders.

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Business Growth - Budget planning and financial preparation
Financial Management April 3, 2025

Understanding the Difference Between Revenue and Profit

A common confusion among business owners clarified with simple examples and practical implications.

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Business Growth - Budget planning and financial preparation
Banking March 27, 2025

The Best Banking Options for Nigerian SMEs in 2025

A comparison of business banking options in Nigeria, including fees, features, and integration with accounting software.

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Business Growth - Budget planning and financial preparation
Cash Management March 20, 2025

How to Create a Simple But Effective Budget for Your Business

Step-by-step guide to creating a practical budget that helps you make better financial decisions.

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Financial Q&A

How often should I review my business finances?

For small businesses in Nigeria, we recommend a weekly review of cash flow, a monthly review of profit and loss, and a quarterly deeper dive into overall financial health and tax obligations.

What's the difference between an accountant and a financial consultant?

Accountants typically focus on recording transactions, tax preparation, and compliance. Financial consultants like The Core Fraction focus on organizing financial systems, providing clarity, and helping you use financial data to make better business decisions.

How do I know if my business is financially healthy?

Key indicators include consistent positive cash flow, steady or growing profit margins, manageable debt levels, and the ability to pay obligations on time. Our financial health check can give you a more complete assessment.

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